Here is a 2 page layout I made for one of the (Inter) National Scrapbook Month challenges over at Let's Scrap. I used this sketch:
and here is my take, I had more pics than the sketch, but I think you can still see the sketch:
Here is a close-up of the left side:
and the right side:
Here is a close-up of my banner, I fussy cut it from a piece of the You've Been Flagged:
I used my fingers to curl the ends of it up:
I used Echo Park's Hello Summer